Annual results at a glance

Lloyd’s returned to a pre-tax profit of £2.5bn in 2019, representing an improvement of £3.5bn on the previous year, and delivered an 8.8% return on capital. Lloyd’s positive result is underpinned by strong performance across investments, alongside sustained rate increases and improving underwriting discipline.

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Key statistics

Lloyd’s excellent financial strength gives our customers confidence in our ability to provide support when it is needed most.

102.1%

Combined ratio

£3,537m

Investment return

£2,532m

Profit before tax

£35,905m

Gross written premium

8.8%

Pre-tax return on capital

£30,638m

Net resources

Market results

Lloyd’s is in a strong position to respond to the impacts of COVID-19 and support its customers and business partners, following the publication of its 2019 annual results. In 2019, Lloyd’s net resources increased by 8.6% to £30.6bn, reflecting an exceptionally strong balance sheet and a central solvency ratio of 238%. The exceptional strength of the market’s balance sheet has been further bolstered by Lloyd’s return to a profit of £2.5bn (2018: loss of £1.0bn) in 2019.

Combined ratio (%)

Gross written premium (£m)

Central assets (£m)

Result before tax (£m)

Net resources (£m)

Annual results 2019

Our CEO John Neal and CFO Burkhard Keese present the 2019 annual results.

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